Rates  

When it comes to interest rates, First National Bank Omaha is very competitive. You can expect competitively high rates with our CD, retirement, checking and savings accounts - and competitively low rates on our lines of credit, loans and credit card accounts.


Scroll through the list below to view the rates available to you.

Start by clicking on a product below!

Certificate of Deposit / Retirement Accounts - First National Premier Rates
Certificates of Deposit / Retirement Accounts - First National Rates
Certificates of Deposit / Retirement Accounts - Base Rates
Savings
First Health Savings Account
Checking Accounts
Lines of Credit
Home Equity Loans and Home Equity Lines of Credit
Vehicle Loans
Unsecured Loans
 

 

  Certificate of Deposit / Retirement Accounts - First National Premier Rates
Each Annual Percentage Yield (APY)** accurate as of: 6/14/2013

Account Type Interest Rate APY Minimum Opening Deposit
91 Day 0.16% 0.16% $500
6 Month 0.20% 0.20% $500
9 Month 0.26% 0.26% $500
12 Month 0.30% 0.31% $500
15 Month 0.34% 0.35% $500
18 Month 0.40% 0.41% $500
21 Month No Worry 0.20% 0.20% $500
24 Month 0.49% 0.50% $500
30 Month 0.59% 0.60% $500
36 Month 0.69% 0.70% $500
48 Month 0.98% 1.00% $500
60 Month 1.22% 1.25% $500

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  Certificates of Deposit / Retirement Accounts - First National Rates
Each Annual Percentage Yield (APY)** accurate as of: 6/14/2013

Account Type Interest Rate APY Minimum Opening Deposit
91 Day 0.16% 0.16% $500
6 Month 0.20% 0.20% $500
9 Month 0.26% 0.26% $500
12 Month 0.30% 0.31% $500
15 Month 0.34% 0.35% $500
18 Month 0.40% 0.41% $500
21 Month No Worry 0.20% 0.20% $500
24 Month 0.49% 0.50% $500
30 Month 0.59% 0.60% $500
36 Month 0.69% 0.70% $500
48 Month 0.98% 1.00% $500
60 Month 1.22% 1.25% $500

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  Certificates of Deposit / Retirement Accounts - Base Rates
Each Annual Percentage Yield (APY)** accurate as of: 6/14/2013

Account Type Interest Rate APY Minimum Opening Deposit
91 Day 0.06% 0.06% $500
6 Month 0.10% 0.10% $500
9 Month 0.16% 0.16% $500
12 Month 0.20% 0.20% $500
15 Month 0.25% 0.25% $500
18 Month 0.30% 0.31% $500
21 Month No Worry 0.10% 0.10% $500
24 Month 0.39% 0.40% $500
30 Month 0.49% 0.59% $500
36 Month 0.59% 0.60% $500
48 Month 0.88% 0.90% $500
60 Month 1.13% 1.15% $500

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  Savings
Each Annual Percentage Yield (APY)** accurate as of: 6/14/2013

Interest Rate APY Account Type Minimum Opening Deposit Minimum Balance for APY
0.10% 0.10% First National Premier Money Market $1000 $100,000 and above
0.10% 0.10% First National Premier Money Market $1000 $25,000 to $99,999
0.10% 0.10% First National Premier Money Market $1000 $5,000 to $24,999
0.10% 0.10% First National Premier Money Market $1000 $0 to $4,999
0.05% 0.05% First National Money Market $1000 $100,000 and above
0.05% 0.05% First National Money Market $1000 $25,000 to $99,999
0.05% 0.05% First National Money Market $1000 $5,000 to $24,999
0.05% 0.05% First National Money Market $1000 $0 to $4,999
0.02% 0.02% Base Money Market $1000 $100,000 and above
0.02% 0.02% Base Money Market $1000 $25,000 to $99,999
0.02% 0.02% Base Money Market $1000 $5,000 to $24,999
0.02% 0.02% Base Money Market $1000 $0 to $4,999
0.10% 0.10% First National Premier Savings $0 $0 and Above
0.05% 0.05% First National Savings $0 $0 and Above
0.02% 0.02% Base Savings $0 $0 and Above

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  First Health Savings Account
Each Annual Percentage Yield (APY)** accurate as of: 6/14/2013

Interest Rate APY Account Type Minimum Opening Deposit Minimum Balance for APY
0.30% 0.30% First Health Savings Account $0 $0 and above

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  Checking Accounts
Each Annual Percentage Yield (APY)** accurate as of: 6/14/2013

Interest Rate APY Account Type Minimum Opening Deposit Minimum Balance for APY
0.05% 0.05% First National Premier Checking $100 0 to $4,999

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  Lines of Credit
Each Annual Percentage Rate (APR) accurate as of:8/1/2013

Product APR Daily Rate
First Creditline 18.00% 0.04932%

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  Home Equity Loans and Home Equity Lines of Credit
Each Annual Percentage Rate (APR) accurate as of: 8/1/2013

Type Term APR
Home Equity Loan (Fixed Rate) Various Available 3.5%-7.75%
Home Equity Line of Credit (Variable Rate) N/A Contact a Personal Banker

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  Vehicle Loans
Each Annual Percentage Rate (APR) accurate as of: 8/1/2013

Type Term APR
New Vehicle Loans Various Available 2.50%-16.50%
Used Vehicle Loans Various Available 2.50%-16.50%

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  Unsecured Loans
Each Annual Percentage Rate (APR) accurate as of: 8/01/2013

Product Type APR
Personal Loans ($2,500-$20,000) Various Available 5.49%-18.86%

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**For savings, checking and business accounts, rates may change after the account is opened. Fees may also reduce earnings on the account. A penalty may be imposed for early withdrawal on Certificates and Retirement accounts listed above. An additional IRS penalty will be assessed for early withdrawal from Retirement accounts.

ALL RATES LISTED MAY CHANGE DAILY. PLEASE CONTACT US at 1-877-WEB FNBO (1-877-932-3626), or in the Omaha area 402-341-RATE (7283) FOR CURRENT RATES.


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