<#if (!(brands.hasAudienceSwitcher??) || (brands.hasAudienceSwitcher == "t"))>
<#include "*/comp/masthead.fhtml" />
<#-- yes, this is ugly, but there's currently no time to figure out how nav-local.tpl works -->
<#-- really, we just need to get a class (mainCategoryClass) based on which tab we're on -->
<#-- so for now, we're going to use nav-local to get mainCategoryClass and use Freemarker to hide the list it generates -->
<#assign showLeftNav = "f">
<#-- should the UL produced in this block be displayed (No, if just getting a class for the megamenu) -->
<#if !(showLeftNav??)>
<#assign showLeftNav = "t">
#if>
<#if showLeftNav == "t">
#if>
<#assign showLeftNav = "t"> <#-- change showLeftNav back to T (its default value) -->
<#assign mmMainCategoryClass = "" in brands>
<#include "*/comp/nav-megamenu-personal.fhtml" />
<#include "/comp/idm-header.fhtml" />
<#-- should the UL produced in this block be displayed (No, if just getting a class for the megamenu) -->
<#if !(showLeftNav??)>
<#assign showLeftNav = "t">
#if>
<#if showLeftNav == "t">
#if>
<#assign showLeftNav = "t"> <#-- change showLeftNav back to T (its default value) -->
<#assign mmMainCategoryClass = "" in brands>
<#include "*/comp/global-left-col-1.fhtml" />
<#include "/modules/contact-us/checking.fhtml">
<#include "/MarketingWeb/internet_tip/shared-content-library/modules/traffic-driver/how-to-save-a-million-dollars.fhtml">
<#include "*/comp/global-left-col-2.fhtml" />
<#include "*/comp/global-left-col-3.fhtml" />
<#assign siteCatalystPageid = "" in brands>
<#include "/MarketingWeb/internet_tip/shared-content-library/personal/banking/savings-accounts/savings-accounts.fhtml">