For peace of mind, order a credit report every year.
Use your credit report to protect your identity and understand your credit score.
The three major credit bureaus can provide you with access to your credit report. Monitoring your report frequently will help you to protect yourself against identity theft, and you are entitled to one free credit report per year. Each report also contains information on what is helping and hurting your credit score.
Contact information for these bureaus is available at:
To order your free credit report, go to www.annualcreditreport.com, call 877-322-8228, or mail the request form (available at www.annualcreditreport.com) to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281