PICK THE PERFECT CARD

for the way you use credit.

  Complete Rewards® Visa® Card Platinum Edition® Visa® Card Cash Back American Express® Card Secured Visa® Card
 
Description

“I love my rewards”

“I just want a great rate”

“I want cash back”

“I'm getting my credit together”

Rewards

EARN 1% BACK ON PURCHASES2:
Redeem for cash back, gift cards, travel or merchandise.

DOUBLE YOUR REWARDS:
Choose to redeem your rewards into your checking, savings, mortgage or NEST 529 account for a higher value of 2% back.2

Reward yourself by saving money on interest with a low intro rate.

EARN 1.5% CASH BACK2 ON PURCHASES

Enjoy the rewards of established or improved credit. Plus, you may be able to get your deposit back automatically in as little as 11 months, when you maintain a good payment history with us, subject to credit approval.

Bonus Offers

Earn up to a $50 Bonus. Make a purchase in the first 3 billing cycles and you’ll earn enough rewards to redeem for $25 in cash back, gift cards, travel or merchandise. Get $50 if you choose to redeem your bonus rewards into your checking, savings, mortgage or NEST 529 account.2

$25 statement credit when you make a purchase within the first 3 billing cycles.3

Earn a one-time $100 automatic statement credit when you spend $500 in the first 3 billing cycles.2

Higher credit limit: You may qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval. 

Credit Limit

Variable based on your creditworthiness.

Variable based on your creditworthiness.

Variable based on your creditworthiness.

REQUEST YOUR OWN CREDIT LIMIT by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.

Annual Fee

$01

$01

$01

$01

Promotional APR

0% Introductory APR1 for the first 12 billing cycles on purchases.

0% introductory APR1 for the first 15 billing cycles after the account is opened on balance transfers.

None

None

Standard APR

A variable APR based on the Prime Rate between 18.24% and 25.24% APR1 depending on your creditworthiness.

A variable APR based on the Prime Rate between 12.24% and 20.24% APR1 depending on your creditworthiness.

Variable 21.24% APR1 on purchases and balance transfers based on the Prime Rate.

Variable 20.24% APR1 on purchases and balance transfers based on the Prime Rate.

Balance Transfer Fee1

A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum fee $10).

An introductory balance transfer fee1 of 3% for the first 15 billing cycles after the account is opened applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum fee $10).

A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum fee $10).

Foreign Transaction Fee1

3% of each transaction in U.S. dollars.1

3% of each transaction in U.S. dollars.1

3% of each transaction in U.S. dollars.1

3% of each transaction in U.S. dollars.1

Free Access to FICO® Score
Zero Liability5
Purchase Security4
Fraud Protection4
Extended Warranty4
Travel Accident Insurance4
Auto Rental Insurance4
Mobile Banking
Paperless Statements
Chip Enabled