* IMPORTANT INFORMATION:

• This offer is only valid for transactions made using the above online or phone Special Offer Code (referred to as "these transactions"). If posted to your Account on or before <deadline> (the "Deadline"), these transactions will be subject to a fixed ANNUAL PERCENTAGE RATE of <rate>% (a daily periodic rate of <periodic_rate>%).
• There is no grace period for these transactions.
• Special Offer Codes will be void after the Deadline.
• We will not change fixed APRs for any reason during (i) their specified duration; or (ii) the life of the applicable balance if either no duration is specified or the duration is indefinite. However, we may change other Account terms for new transactions if your credit profile changes or for other reasons described in your Cardmember Agreement and increase the Annual Percentage Rates on all Account balances if you are more than 60 days late in making a required minimum payment. All changes in terms will be subject to the requirements and limitations of applicable law.
• Your Account payments may be applied in the order we select, subject to applicable law. Payments in excess of your minimum payment are generally applied to Account balances with higher APRs first, then to balances with lower APRs.
• There is no balance transfer fee on qualifying transactions.
• These transactions will appear on your statement as "Special Offer" balances and will be treated as such under your Cardmember Agreement.
• These transactions are subject to our approval based upon your account status, available credit, credit history, and other factors.
• We are not liable if we do not authorize a requested transaction. We reserve the right to approve transactions in the order we select and to limit the amount of the transactions we approve (this amount may be less than your total credit limit). If you request a transaction amount that we do not approve, we may process a partial transfer for less than you requested or we may decline the entire request.
• These transactions cannot be used to make payments on your account or any other First Bankcard or First National Bank of Omaha account. You cannot use any other checks or special offer codes to take advantage of this promotion.
• You will not earn reward points for these transactions.
• We reserve the right to refuse to accept (or to impose conditions on) stop payment orders.
• Except as otherwise provided in the “Important Information”, all the terms of your Cardmember Agreement remain in full force and effect.

PO Box 3955 Omaha NE 68103-0955 Toll-Free 1-877-388-8251
Telecommunications Device for the Deaf 1-800-925-2TDD

To ensure delivery of our emails to your inbox, please add email@email.yourbankcard.com to your address book. Learn more on how to add us to your address book.

You have received this email because you provided your email address to First Bankcard, a division of First National Bank of Omaha. We would like to contact you occasionally at this email address regarding various promotions. If you would prefer not to receive marketing-type email from us, please click on this Unsubscribe link to change your email preferences. Please allow up to 10 days for processing.

Please understand that we cannot respond to individual messages through this email address. For account related questions, please log in to our secure web site at <web address> and use the secure email located in Contact Us. If you want to verify the legitimacy of this email, please log in to our secure web site to learn more about this product, offer or service. Please view our Privacy Policy and Security Statement.

Cards are issued by First Bankcard, a division of First National Bank of Omaha.

Copyright © 2011 First Bankcard, a division of First National Bank of Omaha. All rights reserved.
1620 Dodge Street, Omaha, NE 68197