How does a Secured Credit Card help build my credit?
A secured credit card works like any other credit card, except it requires a security deposit.
Request your credit limit.
Provide a single security deposit between $300 and $5000, in multiples of $50, when you apply. If approved, enjoy using your card for a low $30 Annual Fee.3
Graduate to a deposit-free card.
In as little as 11 months2 if you qualify. We will then automatically send your deposit back to you and waive the annual fee3 going forward.
We'll help you get there.
Sign up for AutoPay and never forget a payment. Plus, you can monitor your FICO® Credit Score online for FREE.
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Redeem for gas, food, and more!4