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Healthcare Banking

Taking care of Healthcare providers.

A full suite of healthcare banking solutions

When considering a banking partner, look to one that understands the complexity of the Healthcare and Senior Living industry and aligns with your goal of providing quality care to your patients and residents, providing a positive work environment for your staff and returning value to ownership.

Commercial Insights

Finding Solutions to America’s Healthcare Workforce Shortage
Reduce Risk with Global Solutions

Improve the Customer Experience with an Electronic Bill Pay Service
Managing Foreign Currency Risk in a Volatile Global Market
Five Trends Impacting the Payment Industry
Can Your Payments Processing Platform Keep Up with Consumer Demand?
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Surgeon in hospital using a touchscreen device
Healthcare Finance

Your industry is quickly adapting to generational and economic demands. The marketability of services such as memory care, advanced treatment and rehabilitation services, updated security technology and luxury community like environments can be at odds with the changing regulations, payer models and current facility limitations.

Our Healthcare Banking team will help you evaluate potential growth transactions, working capital needs and financing opportunities. We provide credit facilities that align with short- and long-term objectives. Our flexible credit structures include:

Term loans
A First National Bank term loan will provide you the funds you need to make large business expansions including acquisitions, construction projects, facility improvements or equipment purchases. With competitive rates and a variety of terms, we will structure a loan program to meet your business needs, increase your assets and improve your cash flow.


Lines of Credit
Prepare your facility to take action on growth opportunities, make updates or acquisitions, handle day-to-day operating needs or purchase new equipment. With a flexible line of credit, you can use the liquid or fixed assets of your business to help you meet your bottom line objectives and provide the highest level of care to your patients.

Public Finance
When it comes to your financial health, preventative care is always best practice. Trust our financial experience to meet your project-financing needs. Our professionals specialize in tax-exempt revenue and general obligation bonds, taxable revenue bonds, cash flow solutions, lease-purchase equipment financing, USDA construction financing and healthcare financial advisory services.
Older man in a wheelchair talking with his nurse outside on a patio
Patient Finance
 
Your first concern as a Healthcare provider is your patients and providing them access to quality care.  By providing access to alternative financing, you not only are delivering customers an experience they deserve, but also giving your business improved margins and cash flow with decreased delinquencies.
 
We’ve designed a program that flows seamlessly with your patient experience and payment solutions.  With an easy application process, money saving rates and beneficial terms, we make accessing needed medical care less of a hassle.  Both your finance office and your patients will benefit from our team at First National Bank providing ongoing service and support.
Health care group gathered together discussing issueHeader:  Revenue Cycle Management Copy:  First National Bank offers a healthcare payables solution that delivers a universal payment exchange platform, First Payment Exchange, allowing providers access to a direct network for vendor payment.  We combine purchasing card transactions with ACH payments to improve working capital and extend the payment cycle.  Benefits to Providers Include: •	Optimize working capital & improved cash flow •	Maximized rebates •	Web based system for viewing all payables •	Reduced fraud risk
Revenue Cycle Management
 
First National Bank offers a universal payment exchange platform, First Payment Exchange, designed to give Healthcare providers access to a direct network for streamlined vendor payments. We combine purchasing card transactions with ACH payments to improve working capital and extend the payment cycle.
 
Benefits to Providers Include:
• Optimize working capital & improved cash flow
• Maximized rebates
• Web based system for viewing all payables
• Reduced fraud risk
First National Healthcare Banking

We are dedicated to redefining Healthcare Banking services through innovation, comprehensive product solutions, and superior service. Talk to us today about our specialty services for the Healthcare and Senior Living industry that can you help you reduced costs, accelerate cash flow and connect you to providers and payers.
Treasury Management

Tools to help the Healthcare industry optimize payment and receivable solutions with innovative information reporting and liquidity management tools.