First National Bank and NP Dodge

We've compiled a checklist that you can use to gather the necessary information you'll need during your mortgage loan process.

PRINT THIS PAGE AND USE IT AS YOUR MORTGAGE PLANNING WORKSHEET.

To help speed the process, you'll need copies of:

FOR ALL MORTGAGES
	Original Purchase Contract, signed by all buyers and sellers (for a purchase transaction).
	Original pay stub(s) covering the last 30 days, for all applicants (e.g., if you're paid twice per month, you would need to have two pay stubs. Continue to save your pay stubs until after closing.)
	Original W-2 forms for the last two years, for all applicants.
	Original bank statements for the past two months, for all checking and savings accounts.
	Name and address of landlord for the last 24 months, if you're currently renting or have rented in the past 24 months.
	Original 401(k) and IRA statements (if applicable).
	Original investment account statements for the past two months (e.g., mutual fund accounts - if applicable).
	Telephone number where employment can be verified.
ADDITIONAL ITEMS YOU MAY NEED... IF YOU'RE APPLYING FOR AN FHA LOAN
	Photocopy of Social Security card.
IF YOU'RE APPLYING FOR A VA LOAN
	VA Certificate of Eligibility.
	Form DD-214 or, for in-service veterans, Statement of Service.
	Most recent Leave and Earnings Statements (in-service veterans only).
	Name, address and cost of child care provider (if applicable).
IF YOU'RE SELF EMPLOYED OR HAVE COMMISSION OR BONUS INCOME
	Copies of your personal and business signed income tax returns from the last two years.
	Year-to-date Profit and Loss Statement and Balance Sheet (if self employed).
IF YOU'VE BEEN DIVORCED
	Complete signed copy of all divorce decrees, including property settlements, stipulations or modifications.
IF YOU'VE DECLARED BANKRUPTCY IN THE LAST SEVEN YEARS
	Copy of the Petition/Decree, Schedule of Creditors and copy of Discharge.
	Please write a letter of explanation on why you filed for bankruptcy.
MISCELLANEOUS (IF APPLICABLE)
	Proof of receipt of child support or alimony payments for the last 24 months, if you wish to have it considered as a basis for repaying this obligation.
	If you've graduated from high school or college during the past two years, please enclose a copy of your diploma.
	If during the past two years you have a gap in your employment of 30 days or more, please enclose a letter explaining the reason for the gap in employment.
	If you're selling your present home, you'll need to provide us with a copy of your signed HUD-1 Settlement Statement showing the amount of proceeds (if the sale of your home is not yet complete, please provide us with your Realtor's "Estimate of Proceeds").
	If you have rental property, we'll need a copy of your current lease and copies of your signed federal income tax returns from the last two years.
	If you're receiving a "gift" for part of your down payment, do not deposit the gift funds until you visit with your Mortgage Loan Officer.
	If your employer is relocating you, please provide a copy of your company's relocation policy.

If you have any questions regarding these items, or if your situation is not addressed by an item contained in these lists, call your Mortgage Loan Officer at 1.800.228.4411 ext. 5300, in the Omaha area (402) 498.5340 between 8 a.m. - 5 p.m. CT for assistance.