Privacy and Security
Card Safety

First National would like to provide these suggested safety tips for using your credit card, debit card and ATM card. Following these safety measures can help avoid unauthorized use on your accounts.

Card Safety Tips

• As soon as you receive your card be sure to sign on the back of your card in the signature panel.
  
  
• Subscribe to a credit monitoring service. These type of services will help protect you and notify you immediately if there are any activities on your accounts that you need to be aware of.
  

  Try PrivacyGuard®, the daily credit monitoring service that will help protect your credit.

  
  
• It is important that your credit card has the protection built in to keep your identity safe.
  

  First National offers their credit card holders First Guard®. First Guard® provides information about protecting your account against identity theft.

  
  
• Do not share your PIN (personal identification number) with anyone. Memorize your PIN; never write it on your card or keep it in your purse or wallet.
  
  
• Always pay attention to the surroundings when approaching an ATM. Make sure that the ATM is located in an open and well-lighted location.
  

  Check out our ATM Locator to find the ATM nearest to you.

  
  
• Be prepared before approaching the ATM. When the transaction is complete, remember to take your receipt, card and cash and then leave immediately. Do not stop to count your cash until you are in a safe location.
  
  
• When your card has expired and you have received your new card, be sure to destroy your old card.
  
  
• Monitor your credit card, debit card, or ATM card transactions daily to ensure that there are no unauthorized transactions.
  

  View all your transactions with ease through First National Online.

  
  
• When using your card at a merchant be sure that your card is returned and that you receive a copy of your receipt. When the receipt is no longer needed be sure to shred or destroy it.
  
  
• Always keep your card in a safe and secure location.
  
  
• Keep a list of all credit and debit card accounts in case your wallet is lost or stolen.
  

  First Guard® provides a tracking worksheet to record your financial information.

  
  

If your credit card, debit card, or ATM card is lost or stolen call us immediately 1-877-WEB-FNBO (1-877-932-3626).

Review the remaining areas of our Privacy and Security section to learn more about Privacy, Security, Identity Protection, E-mail Fraud, and Online Practices.