Retirement - Wealth Management
IRAs

• Traditional IRAs
• Roth IRAs
• Coverdell Education Savings Account

A First National Bank Omaha Individual Retirement Account, or IRA, is undeniably one of the best ways to invest money over the long term. With an IRA account, your funds are invested in certificates of deposit with fixed or variable terms that are FDIC insured.

All of our IRAs offer competitive rates and terms - plus, each IRA has its own tax advantages.* Click here to quickly compare a Traditional IRA and a Roth IRA.

So, take a closer look at our IRA accounts to find the one that's right for you, and then Apply Online - where it's always fast, safe and easy!

Traditional IRAs

These IRAs are available to individuals under the age of 70 1/2 with earned income within the Modified Adjusted Gross Income (MAGI). Up to $4,000 of your income can be contributed, and your contributions may be tax-deductible.*

Note: If you are 50 years or older, you may contribute up to $4,500.

Roth IRAs

These IRAs are available to individuals with earned income within the Modified Adjusted Gross Income (MAGI) - regardless of age. Up to $4,000 of your after-tax income can be contributed, and your contributions benefit from tax-free growth.*

Note: If you are 50 years or older, you may contribute up to $4,500.

Coverdell Education Savings Account

These accounts can be set up by anyone for any child under the age of 18. Up to $2,000 can be contributed each year from all sources of your income. Withdrawals may be taken tax-free if used for educational purposes, but your contributions are not tax-deductible.*

For more information about IRAs, please refer to the IRS Publication-590.

* Consult your tax advisor regarding potential tax savings.