Trust and Estates
Trust and Estate Planning

Take Inventory

Make a list of your assets and liabilities. Our worksheet will help you organize your belongings and monetary investments into a format which can be used to calculate your total estate net worth.

Determine Your Objectives

What are your goals in establishing an estate plan? Take the following into consideration:

• Your age.
• The ages of your family members and other beneficiaries.
• The needs of your family members and beneficiaries, currently and in the future.
• Special circumstance such as health problems of various family members.
• The current value of your assets and their potential value.
• Assets your family members and beneficiaries may have. Consider your future inheritances.
• Liabilities you currently have and ones which may impose in the future.
• Your family members' and beneficiaries' ability to handle their own financial affairs.

Seek Qualified Help

If you would like to draft a will or a trust agreement that would best meet your financial objectives, seek help from your attorney. First National Bank's Wealth Management Group works closely with legal counsel to develop the absolute best possible solution for you and your estate.

Take Your Plan to a Qualified, Trusted Institution

First National works with individuals, families, businesses, corporations and foundations to insure, that through proper financial planning, your future is more secure.

No one comes close to providing the breadth of financial services available through First National. The following services are available to anyone who has assets requiring professional management:

• Professional investment management.
• Assistance in financial and estate planning.
• Complete record keeping.
• Maintenance of cost-basis records for securities.
• Collection of income from assets, receipt of stock dividends, exchanges, splits and other capital changes.
• Comprehensive bill-paying service.
• Receipt of non-asset related income such as social security benefits, pension payments and insurance annuity checks.
• Medical claim processing.
• Real estate services.
• Payment of quarterly estimates for income tax.
• Preparation of personal income tax returns.
• Title holding of assets to assist estate planning.
• Periodic accounting.
• Execution of security trades.