Retirement Plan Services
Profit Sharing Plans

Profit Sharing lets employers offer a retirement plan to attract and retain valuable employees.

Listed below are some features and benefits associated with First National Bank's plans:

Features

• Discretionary employer contributions
• Contributions may be made regardless of profit
• Plan recordkeeping
• Income tax savings on contributions
• Diversified range of investment options
• Internet and telephone account access 24 hours a day, seven days a week
• Daily valuation of plan assets
• Performance reporting

Employer Benefits

• Plan consulting
• Plan compliance
• Attract and retain valuable employees
• Plan contributions are tax deductible
• No commitment to fixed contribution formula
• Provides incentive to employees to increase profitability
• Attractive supplement to existing retirement plan

NOT A DEPOSIT
NOT FDIC-INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY THE BANK
MAY GO DOWN IN VALUE