Retirement Plan Services
401(k)

The flexibility of 401 (k) allows you to select plan features to achieve company and employee goals.

Listed below are some features and benefits associated with First National Bank's plans:

Features

• Flexible way to save for retirement
• Income tax savings on pre-tax contributions
• Tax deferred growth of savings
• Greater investment options
• Control over how savings are invested
• Ease of transferability of assets upon termination or retirement
• Internet and telephone account access 24 hours a day, 7 seven days a week

Employer Benefits

• Plan consulting
• Plan compliance
• Ongoing plan communication tailored to the needs of your employees
• Daily valuation of plan assets
• Form 5500 services
• Performance reporting
• Tool to recruit and retain valued employees
• Increased flexibility with contribution requirements
• Employee eligibility selected by employer
• Allows for tax-deductible contributions
• Allows for contribution limits
• Low-cost way to provide tangible and appreciated retirement benefits
• Attractive supplement to an existing retirement plan

NOT A DEPOSIT
NOT FDIC-INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY THE BANK
MAY GO DOWN IN VALUE