Agricultural Lending
Operating Lines of Credit

Provides working capital for your operation. Funds are advanced based on the availability of current assets as collateral, such as livestock, feed and grain, accounts receivable and hedging account equity. Generally, we advance 70% of current assets, but the advance rate could be higher depending on the nature of the asset and your business cycle. For instance, a commercial feedlot customer's bi-monthly billing would receive a higher advance rate. Operating loan commitments are made for a term of one year and are monitored with monthly borrowing base certificates, on-site inspections (frequency determined for each borrower) financial statements and tax returns. Interest rates are variable, and are determined by your financial condition.

Contact Us today to begin the application process, Monday through Friday, 8:00 a.m. - 5:00 p.m. CT, or e-mail us today and discuss your situation. We'll be happy to contact you shortly to talk about your business, and your financial needs.

Omaha, Nebraska
800.642.9907

David City, Nebraska
402.367.6011

Beatrice, Nebraska
402.228.4241

First National Bank of Fort Collins, Colorado
800.574.4095