Business Card Products
Business Credit Cards

Business Edition® Benefits: Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened. No annual fee. >>Learn more.

Business Edition Plus® Benefits: Earn rewards points towards gift cards, merchandise & travel. Introductory 0% APR* on purchases for the first 6 billing cycles after your account is opened. No annual fee. >>Learn more.

Commercial Edition® Benefits: Streamline travel, entertainment or procurement expenses. Categorize employee card use. No annual fee. >>Learn more.

Purchasing Edition® Benefits: Place electronic controls and restrictions on card usage. Eliminate purchase orders and invoice paperwork. No annual fee. >>Learn more.

Not sure which card is right for your business?
Please take a few minutes to fill-out our questionnaire and we'll help you determine which card program would meet your needs.

Visa^® Business Card Benefits
A Visa^® Business Card is much more than a financial tool for your business. It also provides services and benefits unsurpassed in the credit card industry, such as:

• Purchase Security and Extended Protection**

  Nearly everything you buy with your Visa^® Business Card is automatically protected from theft or damage within the first 90 days of purchase. Plus, extended protection doubles the time period of the original manufacturers written U.S. warranty up to one full year on warranties of three years or less.

• Management Reports

  With the Visa^® Business Card, your company can receive easy-to-read management reports, itemizing your employees' business expenditures. Plus, it gives you a record of tax-deductible expenses, which could help cut your payments to the IRS by hundreds of dollars. For more information, visit our Management Reports page.

• Lost Luggage Insurance***

  When you charge the full amount of your travel tickets to your Visa^® Business Card, you may be eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage for a maximum reimbursement of $3,000 per insured

• Hotel Discount Program**

  You can receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories. For more information, call us toll-free at 800-VISA-616.

• Travel Accident Insurance***

  You are protected with up to $100,000.00 in travel accident insurance whenever you charge the full amount of your travel tickets to your Visa^® Business Card.

• Auto Rental Collision Damage Waiver***

  Whenever you need a rental car, charge the full amount to your Visa^® Business Card and receive automatic coverage from Visa. You can save up to $15 a day when you decline the rental agency's collision loss/damage waiver.

A Visa® Business Card carries all the advantage of the Visa name - with features designed specifically for businesses. With all that your Visa® Business Card offers, you'll find it's one of your greatest assets.

Please note that in order to keep these rates for the Business Edition® and Business Edition Plus®, you must make payments when due, stay within your credit limit, and not have any payments dishonored for any reason. Payments will be allocated to lower APRs first. Please note the introductory rate does not apply to cash advances.

We reserve the right to change the account terms should your credit profile change or for other reason described in the Cardmember Agreement.

*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

**Benefit only applies to the Business Edition® and Business Edition Plus® products.

***Complete details including restrictions, limitations, and exclusions will be available when you become a Cardmember.