Business Credit Cards
Business Edition® Visa® Card
Use your Business Edition® Visa® Card to separate your business expenses for company travel, entertainment, supplies or other necessary purchases. Plus increase efficiency by eliminating the time and expense of issuing multiple purchase orders and paying multiple invoices.
Take advantage of a low 0% APR* on your purchases for the first 12 billing cycles after your account is opened.
Features
- Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened.
- No annual fee.
- Online access to view transactions, pay your bill, view up to 48 prior statements for both individual cardholders and for companies with multiple cardholders.

Benefits and Services
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Purchase Security and Extended Protection**
Nearly everything you buy with your Visa® Business Card is automatically protected from theft or damage within the first 90 days of purchase. Plus, extended protection doubles the time period of the original manufacturers written U.S. warranty up to one full year on warranties of three years or less.
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Management Reports
With the Visa® Business Card, your company can receive easy-to-read management reports, itemizing your employees' business expenditures. Plus, it gives you a record of tax-deductible expenses, which could help cut your payments to the IRS by hundreds of dollars. For more information, visit our Management Reports page.
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Lost Luggage Insurance**
When you charge the full amount of your travel tickets to your Visa® Business Card, you may be eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage for a maximum reimbursement of $3,000 per insured.
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Hotel Discount Program**
You can receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories. For more information, call us toll-free at 800-VISA-616.
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Travel
Accident Insurance**
You are protected with up to $100,000.00 in travel accident insurance whenever
you charge the full amount of your travel tickets to your Visa® Business
Car
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Auto
Rental Collision Damage Waiver**
Whenever you need a rental car, charge the full amount to your Visa® Business Card and receive automatic coverage from Visa. You can save up to $15 a day when you decline the rental agency's collision loss/damage waiver.
This card is recommended for sole proprietorships, partnerships, public and privately held companies.
The application for this product requires a personal guarantee.
Please
note that in order to keep these rates, you must make payments when due, stay
within your credit limit, and not have any payments dishonored for any reason.
We reserve the right to change the account terms should your credit profile
change or for other reasons described in the Summary
of Credit Terms.
Payments will be allocated to lower APRs first. Please note the introductory
rate does not apply to cash advances.
*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
**Complete details including restrictions, limitations, and
exclusions will be available when you become a Cardmember.
For More Information - call 1.800.819.4249 between 7:00 a.m. to 7:00 p.m. CT Monday - Friday.
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