Business Credit Card ServicesCredit Card Benefits

The Visa^® Business Card Helps You Manage Your Business

Purchase Security and Extended Protection Program**

Nearly everything you buy with your Visa^® Business Card is automatically protected from theft or damage within the first 90 days of purchase. Plus, the repair period on most original manufacturers' U.S. warranties is doubled for most items purchased with your card, up to one full year on warranties of three years or less.

Management Reports

With the Visa^® Business Card, your company can receive easy-to-read management reports, itemizing your employees' business expenditures. Plus, it gives you a record of tax-deductible expenses, which could help cut your payments to the IRS by hundreds of dollars. For more information, visit our Management Reports page.

Lost Luggage Insurance***

When you charge the full amount of your travel tickets to your Visa^® Business Card, you may be eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage for a maximum reimbursement of $3,000 per insured.

Hotel Discount Program**

You can receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories. For more information, call us toll-free at 1-800-VISA-616.

Travel Accident Insurance***

You are protected with up to $100,000 in travel accident insurance whenever you charge the full amount of your travel tickets to your Visa Business Card.

Car Rental Discounts

You can receive up to a 25% discount on car rentals from Avis or Alamo. Just give the discount ID number when placing your reservation.

Discount ID	Toll-free number
Alamo - BY665332	1-800-354-2322
Avis - B737901	1-800-331-1212

Auto Rental Collision Damage Waiver***

Whenever you need a rental car, charge the full amount to your Visa^® Business Card and receive automatic coverage. Enjoy a savings of up to $15 a day when you decline the rental agency's collision loss/damage waiver.

Additional Travel Services

Carrying your Visa Business Card is just like having a personal travel agency but better. The Visa Assistance Center provides:

• Medical referral assistance
• Legal referral assistance
• Emergency transportation assistance
• Emergency ticket replacement assistance
• Lost luggage locator service
• Emergency message relay service
• Emergency translation service
• Prescription assistance and valuable document delivery arrangements
• Pre-trip assistance

Convenient Online Access

Managing your company's credit cards has never been so easy. Now you can access your accounts instantly online and even pay your credit card bill online. Best of all, with a Business Credit Card, online access is FREE! All of our products offer online account access 24 hours a day, 7 days a week for both individual cardholders and for companies with multiple cardholders.

**This benefit only applies to the Business Edition^® products.

***Complete details including restrictions, limitations, and exclusions will be available when you become a Cardmember.