First At Work ProgramFirst At Work Premier Checking
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First At Work Premier Checking gives you a higher level of banking that you deserve. This is a relationship account with enhanced benefits just by having a total depository relationship of $25,000 or more with First National Bank. You may enjoy higher spending limits with your Visa® Check Card, unlimited access to any non-First National Bank ATM and premium rates on Savings and Money Market accounts.
Enhanced Benefits Include:
- No fee when $25,000 average daily balance is maintained in checking, related savings, money market, CD and IRA accounts.
- Unlimited FREE non-FNB ATM withdrawals per statement cycle
(excludes surcharges).* - FREE custom-image checks.
- FREE mortgage pre-approvals and a credit of $400 towards First National Bank closing costs.**
- FREE cashier’s checks, money orders and American Express® Travelers Cheques.
- Annual $25 safe deposit box credit.
Traditional Benefits Include:
- No monthly service charge if direct deposit from employer is maintained.
- Competitive interest on checking funds.
- Premium rate on savings and money market accounts.
- Discounted rate on consumer loans.
- FREE Check Images with statement.
- FREE Online Banking for viewing your account information.
- FREE Online BillPay.
- FREE Paperless Statements - online statements, no more paper!
- FREE Account Alerts, email updates about the status of your accounts.
* A surcharge may be assessed when using an ATM not branded with 
** Mortgage closing cost credit applies to home purchase loans on primary residences only and is subject to change without notice. Cannot be combined with other discounts/promotional offers or exceed fees charged by FNBO.

