Card ProductsCredit Cards

First National Bank of Omaha offers a variety of credit cards designed with features, benefits and rewards to meet the needs of your unique lifestyle.

Review the card offers below and select the one that is right for you!



American Express Card *Summary of Credit Terms

First National Bank of Omaha American Express® Card

  • 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases.†
  • $50 cash back bonus when you spend $500 in qualifying purchases during the first 6 billing cycles after your account is opened.†
  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • After the intro period expires, keep saving with a variable APR between 13.99% to 19.99% based on the Prime Rate depending on how you meet our credit criteria.
  • No Annual Fee.*
   
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Graphite American Express Card *Summary of Credit Terms

First National Bank of Omaha GraphiteSM American Express® Card

  • 3% cash back on qualifying airline purchases, 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases.†
  • $100 cash back bonus when you spend $1000 in qualifying purchases during the first 3 billing cycles after your account is opened.†
  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • After the intro period expires, keep saving with a variable APR between 13.99% to 19.99% based on the Prime Rate depending on how you meet our credit criteria.
  • No intro annual fee for the first year. After that, $99 annually.*
   
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Discover Card *Summary of Credit Terms

First National Bank of Omaha Discover® Card

  • Earn up to 5% cash back on all qualifying purchases.†
  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • A variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rates expire.
  • Discover's Cash Over* allows you access to cash at participating merchants.
   
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Maximum Rewards Visa Card *Summary of Credit Terms

Maximum Rewards® Platinum Edition® Visa® Card

  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • A variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires.
  • 1 point for every $1 in qualifying purchases.†
  • No limit to the number of points you can earn.
  • Choice of rewards including gift cards, merchandise or travel on any major airline. Visit the Maximum Rewards Guide to see a sample of reward options.
  • Additional Credit Card Benefits and Features
   
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Platinum Edition Visa Card *Summary of Credit Terms

Platinum Edition® Visa® Card

  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • A variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires.
  • Additional Credit Card Benefits and Features
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*Summary of Credit Terms

Platinum Edition® MasterCard® Card

  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • A variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires.
  • Additional Credit Card Benefits and Features
   
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Important Information

In order to keep these rates, you must make payments when due, stay within your credit limit (not applicable to American Express) and not have any payments dishonored for any reason. Introductory rates do not apply to cash advances.

Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer apply to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.

 

* For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

†See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

 

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