InvestmentsFirst Focus Funds

No matter how big your dreams are, turning them into a reality means taking one smart step at a time. Investing in the First Focus Funds can be a step in the right direction.

First Focus Funds offer:

• Eight different mutual funds to help you work towards reaching your goals.
• Ability to create a portfolio tailored to your financial objectives, timetable, and investment risk comfort level.
• Systematic investment options that let you invest as little as $50 per month.
• Time-tested approach with value, stability, and attention to service.

For more information, please visit www.firstfocusfunds.com, or call Investor Services at 800-662-4203.

0735-NLD-7/21/2008

Mutual Fund investing involves risk, including loss of principal. For more complete information, including information on charges and expenses, call 1.800.662.4203 for a free prospectus. Read it carefully before you invest or send money.

Northern Lights Distributors, LLC, 4020 South 147th Street, Omaha, NE 68137, the distributor of the First Focus Funds, is not affiliated with First National Bank or any of its affiliates.

First National Bank's FNB Fund Advisers serves as investment adviser to all of the Funds except the First Focus Growth Opportunities and Balanced Funds. Tributary Capital Management serves as investment adviser to the First Focus Growth Opportunities and Balanced Funds.