Receivable ProcessingAutomated Clearing House (ACH)

ACH Works For Your Business

When you use First National Bank's Automated Clearing House (ACH), you're ensuring accuracy of your funds while saving your business time and money.

Direct Deposit

Direct deposit is a convenient way to eliminate paper checks and human error. Plus, it assures your employees that their money is in their specified accounts when it's supposed to be. They won't have to deposit any more checks - their money automatically goes into their accounts. Direct deposit can also be used for payments of interest, annuities, pensions and dividends.

Corporate Cash Concentration

It is very effective for companies with multiple locations depositing funds into a variety of banks in their collection system. Through a direct account debit of these bank accounts, your money is pulled into a single, monitored account which lets you improve your investment potential and reduce your borrowing requirements. You'll receive next-day availability of funds, minimizing float and allowing you to invest funds early in the day.

Pre-Authorized Payments

Pre-authorized payments offer you a great alternative to the bill payment process. This system provides you the ability to collect funds directly from consumer accounts - saving you and your customers time and headaches.

We Mean Business

As a top 25 bank ACH processor, we are an industry leader in acquiring new technology - giving you an edge in today's fast-paced computer world.